One of the most common options for people needing to eliminate burdensome debt through the Bankruptcy Code is Chapter 7. For debtors who meet the means test, which takes into consideration the debtor’s income, living expenses and other factors, Chapter 7 has the potential to eliminate unsecured debt such as credit card bills, medical bills, and personal loans or guarantees. Of course, some debts, such as child support, taxes, and government-secured student loans, may not be dischargeable under federal law, and some debtors may opt to reaffirm debts in order to retain possession of their vehicles. Attorney Ronald S. Siegel will personally meet with you and analyze your income, living expenses and assets to determine if you are eligible for Chapter 7 relief and whether Chapter 7 is the best solution for you. He will take you through an actual Chapter 7 case from start to finish so that you will know what to expect and have a thorough understanding of the process and the time frame. Attorney Siegel’s goal is to provide you with a complete understanding of your rights and responsibilities under Chapter 7 so that you can make the best decision for you and your family.